Archive for the ‘Federal Stafford Loan’ Category

Stafford Loan FAQ

Does my college accept Stafford Loans? Some colleges do not accept Federal student loan programs but most do. Ask your student aid officer for information about a Stafford Loan. I still live with my parents or legal guardian. Am I eligible for a Stafford Loan? Yes as long as you meet the basic Stafford Loan […]

Stafford Loan Lenders

Meet the Stafford Loan Lenders A Stafford loan refers to a federal loan for higher education.¬† It is a repayable loan that is deferred until graduation, withdrawal or the failure to meet half-time student hours.¬† Subsidized loans do not charge interest during the deferment period, whereas unsubsidized loans charge interest from the date the loan […]

Maximize Stafford Loan

Stafford Loan Maximum Amounts The Stafford Loan program isn’t designed to pay 100% of your college education expenses but it can take a big chunk of the burden off of your shoulders. There are two types of Stafford Loan programs; Subsidized and Unsubsidized. A subsidized Stafford loan is one where the U.S. Government pays the […]

Stafford Loan Rates

Want To Learn More About Stafford Loan Rates? Are you interested in learning about Stafford loans, more specifically, Stafford loan rates? You may already know that Stafford loans are educational loans from the government that have universally lower interest rates than private commercial loans. That said, the interest on Stafford loans is not exactly standardized […]

Unsubsidized Stafford Loans

What is an Unsubsidized Stafford Loan? First consider what a Stafford loan is by definition. This refers to a federal loan for continuing education that is granted by the United States Department of Education through the Federal Direct Student Loan Program. This loan might also be called an FDSLP or even a Stafford Direct Loan. […]

Subsidized Stafford Loans

Understanding a Subsidized Stafford Loan A subsidized Stafford loan is a federal loan for continuing education that is available to qualifying students. This type of loan is granted by the United States Department of Education through the channel of the Federal Direct Student Loan Program. This is a loan that the government expects to be […]

Stafford Loan Repayment

Options for a Stafford Loan Repayment What options do you have when looking to settle your Stafford loan repayment? As you know by now, you signed a master promissory note stating that you would pay back this educational loan to the U.S. government. This debt must be paid after the deferment period ends, which is […]

Stafford Loan Consolidation

Consider Stafford Loan Consolidation as a Lasting Solution to Debt There’s no question that college is expensive! Millions of students fall into debt every year, some of which have a plan to pay off the expenses over time, while others get stuck in a spiral of increasing debt, having no idea where to turn. Right […]

Stafford Loan Amounts

Stafford Loan Maximum Amounts The Stafford Loan program isn’t designed to pay 100% of your college education expenses but it can take a big chunk of the burden off of your shoulders. There are two types of Stafford Loan programs;¬†Subsidized and Unsubsidized. A subsidized Stafford loan is one where the U.S. Government pays the interest […]

Stafford Loan Eligibility

Stafford Loan Eligibility Requirements There are escalating levels of eligibility requirements for participating in the Stafford Loan program and they can get pretty complex without some help from people who understand how it all works. Fortunately, we’re those “people” so let’s get started.